Rimmer Child & Koonce Insurance

Earthquake Insurance throughout Mississippi

If you live in a seismically active area, earthquake insurance can be crucial. Standard homeowners policies don’t cover earthquake damage — leaving you to pay out of pocket. Earthquake insurance covers structure, personal belongings, and additional living expenses if your home becomes uninhabitable.

Earthquakes cause swift, extensive structural damage — foundation cracks, collapsed walls, broken pipes. Policies are specifically tailored to address these issues.

An illustrated ground contains cracks and collapses into the shape of a question mark

Standard HO
Not Covered

Structure
Covered

Belongings
Covered

Extra Living
Covered

Your standard homeowners policy doesn’t cover earthquakes.

The professionals at Rimmer Child & Koonce Insurance in Cleveland, Mississippi will outline your protection options.

Earthquakes cause swift, extensive structural damage — foundation cracks, collapsed walls, broken pipes, and more.

Some earthquake policies even offer retrofitting discounts to strengthen homes against future seismic activity. The professionals at Rimmer Child & Koonce Insurance can help you understand your risk and your coverage options.

Earthquake damage is excluded from standard homeowners policies — a separate earthquake policy fills this critical gap in your protection.

Earthquake Insurance — Coverages Can Include:


  • Structural/foundation damage

  • Personal belongings

  • Additional living expenses

  • Foundation & wall repairs

  • Broken pipes & systems

  • Retrofitting discounts

  • Swift recovery support

  • Specialized seismic coverage

United States Seismic Risk Map

United States Seismic Probability Map

Contact Rimmer Child & Koonce Insurance in Cleveland, Mississippi to learn more about earthquake insurance options for your property.